Insurance rates are still increasing due to covid-19
You’ve probably already noticed everything costing more than it did just last year. Home & Auto insurance is no different. Thanks to an unusual inflation trend resulting from the pandemic and other disruptive events. Insurance rates are based on an estimated cost to replace what you lost in the event of a claim; regardless of whether it is roof damage or a car being totaled.
Important Vanderbilt Medical Notice
Vanderbilt University Medical Center (VUMC) recently announced they will end their participation with Humana and Wellcare Medicare Advantage plans effective April 1, 2023. Both Medicare Advantage plans are in negotiations with Vanderbilt Medical to keep them in-network.
Please note: there are several 5 star plans in our area. Medicare allows changes to a 5 star plan anytime during the year because Medicare considers those plans to be superior.
Just a couple of years ago if your lender required the purchase of Flood insurance, they only accepted policies through our government’s National Flood Insurance Program (NFIP). Now, new laws require lenders to accept private Flood insurance policies as long as they meet certain criteria. Premium costs through the private market can be less than half that of those through NFIP. The application process is less burdensome, too. Not everyone will benefit by purchasing through the private market, but it’s worth checking with an agent to see. Our office can collect the info we need in less than five minutes and shop your flood insurance for you. We still write with the NFIP and can help you find the plan that will benefit you the most, whether it is through NFIP or not.
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Why Parker & Watts?
Parker & Watts has been doing business in Nashville and the Middle Tennessee area since 1979. We are proud to provide Auto, Home, Business, Life and Health (including Medicare) insurance to thousands of people. We are committed to building trustworthy relationships by providing good rates with great coverage. We believe in Excellent Service for all. In a world of automation, we set ourselves apart by giving the personal touch.
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As independent agents we work for you, not an insurance company.
We comparison shop with dozens of companies so you don't have to. That way, we can give you the best coverage at competitive rates. Call us today to review your coverage needs and to see the savings.
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